{"id":10,"date":"2022-03-31T17:00:47","date_gmt":"2022-03-31T17:00:47","guid":{"rendered":"https:\/\/iwhe-ong.org\/wp\/?page_id=10"},"modified":"2026-04-30T16:19:42","modified_gmt":"2026-04-30T16:19:42","slug":"autonomisation-de-la-femme-autochtone","status":"publish","type":"page","link":"https:\/\/iwhe-ong.org\/en\/autonomisation-de-la-femme-autochtone\/","title":{"rendered":"Economic autonomy"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"10\" class=\"elementor elementor-10\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5942fb5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5942fb5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7c950cb\" data-id=\"7c950cb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-732e694 elementor-widget elementor-widget-heading\" data-id=\"732e694\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ECONOMIC AUTONOMY: Transforming Vulnerability into Sovereign Capital<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b4c7757 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b4c7757\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-15aa96f\" data-id=\"15aa96f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ab5d255 elementor-widget elementor-widget-text-editor\" data-id=\"ab5d255\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-path-to-node=\"4\"><span data-path-to-node=\"4,0\">Despite their central role in the domestic economy, women in South Kivu face structural barriers that keep them in extreme poverty<\/span><span data-path-to-node=\"4,2\"> :<\/span><\/p><ul><li data-path-to-node=\"5,0,0\"><span data-path-to-node=\"5,0,0,0\"> <strong data-path-to-node=\"5,0,0,0\" data-index-in-node=\"0\">Economic marginalisation<\/strong> Access to traditional financial institutions is almost non-existent for Indigenous women due to a lack of collateral and persistent prejudice<\/span><span data-path-to-node=\"5,0,0,2\">.<\/span><\/li><li data-path-to-node=\"5,1,0\"><span data-path-to-node=\"5,1,0,0\"> <strong data-path-to-node=\"5,1,0,0\" data-index-in-node=\"0\">Lack of technical training:<\/strong> Limited access to education and early marriages (often between 13 and 15 years of age) deprive girls of the skills needed to access growth sectors<\/span><span data-path-to-node=\"5,1,0,2\">.<\/span><\/li><li data-path-to-node=\"5,2,0\"><span data-path-to-node=\"5,2,0,0\"> <strong data-path-to-node=\"5,2,0,0\" data-index-in-node=\"0\">Addiction and prejudice:<\/strong> Patriarchal society often limits Indigenous women to low-paid subsistence work, amplifying the idea that they cannot become major economic players<\/span><span data-path-to-node=\"5,2,0,2\">.<\/span><\/li><li data-path-to-node=\"5,2,0\"><strong data-path-to-node=\"5,3,0,0\" data-index-in-node=\"0\"><span data-path-to-node=\"5,3,0,0\">Savings without growth:<\/span><\/strong> Traditional community models help to respond to emergencies, but often fail to transform savings into truly sustainable productive assets<span data-path-to-node=\"5,3,0,2\">.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-971b4a9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"971b4a9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2bd109d\" data-id=\"2bd109d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b7a0d05 elementor-widget elementor-widget-heading\" data-id=\"b7a0d05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our solution: The AVEI Model (Action-Value-Epargne-Investissement)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fb6a167 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fb6a167\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-248e5cf\" data-id=\"248e5cf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-55ee5ef elementor-widget elementor-widget-text-editor\" data-id=\"55ee5ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To break this cycle, IWHE-ONG has designed the model <strong data-path-to-node=\"8,0\" data-index-in-node=\"49\">AVECI<\/strong>, a proactive financial inclusion approach that transforms beneficiaries from \u00abaid seekers\u00bb into \u00abrulers of their own capital\u00bb<span data-path-to-node=\"8,2\">.<\/span><\/p><h3 data-path-to-node=\"9\">1. Inclusion through Sovereign Capital<\/h3><p data-path-to-node=\"10\"><span data-path-to-node=\"10,0\">We don't just encourage savings; we kick-start them. Every member receives an initial loan of <strong data-path-to-node=\"10,0\" data-index-in-node=\"110\">$100 USD<\/strong> to immediately launch or strengthen an Income-Generating Activity (IGA)<\/span><span data-path-to-node=\"10,2\">. This capital enables active participation in the economic cycle from the first month.<\/span><span data-path-to-node=\"10,4\">.<\/span><\/p><h3 data-path-to-node=\"11\">2. From Savings to Collective Shareholding<\/h3><p data-path-to-node=\"12\">The AVECI model goes beyond traditional microcredit with two major innovations:<\/p><ul><li data-path-to-node=\"13,0,0\"><span data-path-to-node=\"13,0,0,0\"> <strong data-path-to-node=\"13,0,0,0\" data-index-in-node=\"0\">Mandatory Investment:<\/strong> At the end of each 12-month cycle, the profits generated by the interest are not consumed, but invested in a <strong data-path-to-node=\"13,0,0,0\" data-index-in-node=\"153\">collective enterprise<\/strong> (agricultural processing, factory farming, etc.)<\/span><span data-path-to-node=\"13,0,0,2\">.<\/span><\/li><li data-path-to-node=\"13,1,0\"><span data-path-to-node=\"13,1,0,0\"> <strong data-path-to-node=\"13,1,0,0\" data-index-in-node=\"0\">Dividends and Sustainability:<\/strong> Every woman becomes a shareholder in this company. 70 % of the profits are distributed to members as dividends, whilst 30 % are reinvested to ensure the growth of the collective enterprise<\/span><span data-path-to-node=\"13,1,0,2\">.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fc1b88b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fc1b88b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cb59cef\" data-id=\"cb59cef\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d8b6480 elementor-widget elementor-widget-heading\" data-id=\"d8b6480\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A transformation journey <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-30c0642 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"30c0642\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4dd85aa\" data-id=\"4dd85aa\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-be46f5d elementor-widget elementor-widget-text-editor\" data-id=\"be46f5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Phase 1: Mobilisation and Capitalisation<\/strong><\/p><ul><li><strong>Group structuring:<\/strong> Formation of mutual aid groups of 15 to 25 members.<\/li><li><strong>Intensive training course:<\/strong> Sessions on operational rules, financial management and collective entrepreneurship.<\/li><li><strong>Initial allocation:<\/strong> Granting of a loan of <strong>$100 USD<\/strong> per member to immediately launch or strengthen an individual income-generating activity (IGA).<\/li><li><strong>Democratic governance:<\/strong> Election of a management committee and drafting of internal regulations to guarantee transparency.<\/li><\/ul><p><strong>Phase 2: Savings and Credit Cycle<\/strong><\/p><ul><li><strong>Savings meetings:<\/strong> Weekly meetings with share purchases to build up the joint credit fund.<\/li><li><strong>Granting of micro-loans:<\/strong> Possibility of borrowing up to 3 times the value of one's savings to support economic activities.<\/li><li><strong>Monitoring and Mentoring:<\/strong> Ongoing support from IWHE to guarantee the success of individual income-generating activities.<\/li><\/ul><p><strong>Phase 3: Cycle Closure and Collective Investment <\/strong><\/p><ul><li><strong>Audit and Feedback<\/strong> Calculation of the profits generated by the interest and return of savings capital to members.<\/li><li><strong>Strategic Investment:<\/strong> Use of <strong>100 % of profits<\/strong> cycle to finance a profitable collective investment project (e.g. farming, agricultural processing).<\/li><li><strong>Incubation Technique :<\/strong> Specialised training via the PEMA model to ensure the ecological and technical viability of the project.<\/li><\/ul><p><strong>Phase 4: Launch of the Collective Enterprise and Redistribution<\/strong><\/p><ul><li><strong>Operationalisation<\/strong> Implementation of the collective production unit of which every woman is officially a shareholder.<\/li><li><strong>Dividend distribution:<\/strong> Payment of <strong>70 % of net profit<\/strong> to members, thereby increasing their sustainable purchasing power.<\/li><li><strong>Reinvestment and Spin-off:<\/strong> Allocation of 18 % to fund the company\u2019s growth and <strong>12 % to sponsor and fund a new AVECI group<\/strong>.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-745698c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"745698c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c5ef93f\" data-id=\"c5ef93f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6433933 elementor-widget elementor-widget-heading\" data-id=\"6433933\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Final impact<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cd5be63 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cd5be63\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3dd1108\" data-id=\"3dd1108\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9175483 elementor-widget elementor-widget-text-editor\" data-id=\"9175483\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Through this sequential pathway, we transform vulnerability into sovereignty. The indigenous woman no longer merely survives; she becomes an asset owner and an agent of local economic change.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>AUTONOMIE ECONOMIQUE : Transformer la Vuln\u00e9rabilit\u00e9 en Capital Souverain Malgr\u00e9 leur r\u00f4le central dans l&rsquo;\u00e9conomie domestique, les femmes du Sud-Kivu font face \u00e0 des barri\u00e8res structurelles qui les maintiennent dans une pr\u00e9carit\u00e9 extr\u00eame : Marginalisation \u00e9conomique : L&rsquo;acc\u00e8s aux institutions financi\u00e8res classiques est quasi inexistant pour les femmes autochtones en raison de l&rsquo;absence de garanties&hellip;&nbsp;<a href=\"https:\/\/iwhe-ong.org\/en\/autonomisation-de-la-femme-autochtone\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Economic autonomy<\/span><\/a><\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"class_list":["post-10","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/iwhe-ong.org\/en\/wp-json\/wp\/v2\/pages\/10","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/iwhe-ong.org\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/iwhe-ong.org\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/iwhe-ong.org\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/iwhe-ong.org\/en\/wp-json\/wp\/v2\/comments?post=10"}],"version-history":[{"count":39,"href":"https:\/\/iwhe-ong.org\/en\/wp-json\/wp\/v2\/pages\/10\/revisions"}],"predecessor-version":[{"id":610,"href":"https:\/\/iwhe-ong.org\/en\/wp-json\/wp\/v2\/pages\/10\/revisions\/610"}],"wp:attachment":[{"href":"https:\/\/iwhe-ong.org\/en\/wp-json\/wp\/v2\/media?parent=10"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}